Tampa Bay Home Buyer Team » Clearwater Beach Real Estate Agent

Pictures of Clearwater Beach, Florida

Tampa Bay Home Buyer Team — Mon, 27 Apr 2009 03:50:50 +0000

We have taken more pictures of Clearwater Beach. Feel free to click onto thumbnail to view larger version of these respective pictures.

Enjoy:

Pictures of Clearwater Beach

Tampa Bay Home Buyer Team — Mon, 13 Apr 2009 05:22:46 +0000

We took these today with our Blackberry so don’t mind the quality. However it gives you an idea how Clearwater Beach looks:

Another survey that may be helpful to home buyers looking to buy in the Tampa Bay Florida area

Tampa Bay Home Buyer Team — Thu, 26 Mar 2009 18:33:22 +0000

We are not surprised that in a recent survey first-time home buyers are optimistic considering affordable housing prices and a decreasing 30-year fixed mortgage rate make for an ideal time to buy.

More than three-quarters (78%) of potential first-time home buyers say that now is a good time to buy a home, despite widespread concern about the economy. Out of the 1,000 prospective U.S. first-time home buyers surveyed in early March for the CENTURY 21 First-Time Home Buyer Survey, 68% think now is a better time to buy than six months ago.

You can read it for yourself here:

http://www.businesswire.com/portal/site/google/?ndmViewId=news_view&newsId=20090326005100&newsLang=en

This shows us that these first-time home buyers who were surveyed online (note their methodology on the bottom of the statistics) are noting significant factors that make this an ideal time to buy. In our experience this is typical. When the housing market “corrects” it is typically an advantage to first-time home buyers like how it is now.

So if you are looking to buy you may want to consider buying during this housing market correction.

Making Home Affordable Program

Tampa Bay Home Buyer Team — Mon, 23 Mar 2009 20:36:05 +0000

On March 19, 2009, the Obama Administration unveiled its new website on its Making Home Affordable Program:

http://makinghomeaffordable.gov

As reported in recent Washington Reports, the program has two main components: (1) refinancing of Fannie Mae and Freddie Mac loans for borrowers who are current and have loan-to-value ratios of 80%-105%, and (2) loan modification for borrowers in default or at imminent risk of default who have high debt-to-income ratios and mortgages with balances up to $729,750.

The new website is designed to make information about eligibility, free counselors, and other program details readily available. It also includes links that let borrowers learn whether they have a Fannie Mae or Freddie Mac loan. These programs are key elements to help some people buy a home.

If you would like more information please check out their website or contact us for more information.

More good news for Tampa Bay home buyers

Tampa Bay Home Buyer Team — Wed, 18 Mar 2009 21:32:39 +0000

I found it refreshing that in a latest report that construction of new homes jumped 22% in February. Despite the forecasts, housing actually rose to a seasonally adjusted annual rate of 583,000 last month, up 22% from a revised 477,000 in January. This all according to the Commerce Department. It was the first time housing starts increased since June, when they rose 11%:

http://money.cnn.com/2009/03/17/real_estate/housing_starts/index.htm?postversion=2009031709

Of course this is good news for Tampa Bay home buyers as well as for those beyond because it shows that housing is still growing despite the dismal predictions.

For those buyers looking to buy in the Tampa Bay Florida area and will be applying for a mortgage: A free online mortgage calculator

Tampa Bay Home Buyer Team — Tue, 17 Mar 2009 17:24:55 +0000

There is so much useful information online to help you in the home buying process. Lately I have noticed two sites:

1. http://cgi.money.cnn.com/tools/mortgagecalc/

This site has a free online calculator which can be used to show an approximation of how much your mortgage payments will be.

2. http://money.cnn.com/magazines/moneymag/money101/lesson8/

This list shows some things you should know when buying a home. Notice #6 Get professional help:

Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process.

We agree. Depending on your location/state you are better off with an exclusive buyer agent. In Florida when finding a real estate agent we suggest that you look for a realtor ® because they are required to follow a very strict Code of Ethics and we suggest that you have one working exclusively in your best interest.

If you would like to know more about how you can do this or exactly what to do please contact us and we will help you through this process.

* Please note that this blog does not serve as a binding contract. However we try to help those who read our blog and those looking to buy in the Tampa Bay area who have found our blog while surfing on the Internet.

Next weekend festival in Palm Harbor, Florida

Tampa Bay Home Buyer Team — Mon, 16 Mar 2009 00:16:35 +0000

There are many festivals this spring in the Tampa Bay area.

Next weekend more than 7,000 spectators are expected to flock into downtown Palm Harbor for TNT Events’ second Springs Arts and Crafts Show.

This will be their second edition of the event. It has taken the place of a series of art another vendor presented in the community’s downtown historic district over the years.

Inverness-based TNT Events will present the arts and crafts show along Florida Avenue between 10 a.m. and 4 p.m. next Saturday and Sunday, March 21 and 22. The street will be closed to vehicle traffic during the event.

http://suncoastpinellas.tbo.com/content/2009/mar/14/pi-art-show-expected-to-attract-thousands/news/

Of course the following week is the Chasco Festival in downtown New Port Richey, Florida:

http://www.chascofiesta.com/Calendar

There are so many things to do in Florida.