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This home is located in Colonial Hills in Holiday, Florida and has been recently reduced to $98,000. It has two bedrooms and two bathrooms and it is a corner lot. Its MLS number is 7397904.

It is also available for rent.

The sellers did a fantastic job with the interior. For example the front room has wood laminate with blends nicely with the wall paint:

The sellers also upgraded the kitchen:

They added a built-in wine rack:

Here is a pic of one of the two bedrooms:

My Realtor.com ad can be seen here.

If you would like to know more about this house or are looking for a home in Holiday, Florida or elsewhere in Tampa Bay then feel free to contact me:

Email: Lana.Robbins@FloridaMoves.com

Phone: (727) 542-1729

Or if you like to search the MLS (Multiple Listing Service) online like an agent then feel free to sign up for a free NO-obligation account at www.FreeTampaBayHomeSearch.com (Sign up in the box on the right where it states “Search like an agent! Get a free listingbook account.”)

Or contact me and I will set up a free NO-obligation account for you. All you need is an email address

By the way if you are a home owner and would like to rent out your home then feel free to contact me for more information. We also do rentals.

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We are not surprised that in a recent survey first-time home buyers are optimistic considering affordable housing prices and a decreasing 30-year fixed mortgage rate make for an ideal time to buy.

More than three-quarters (78%) of potential first-time home buyers say that now is a good time to buy a home, despite widespread concern about the economy. Out of the 1,000 prospective U.S. first-time home buyers surveyed in early March for the CENTURY 21 First-Time Home Buyer Survey, 68% think now is a better time to buy than six months ago.

You can read it for yourself here:

http://www.businesswire.com/portal/site/google/?ndmViewId=news_view&newsId=20090326005100&newsLang=en

This shows us that these first-time home buyers who were surveyed online (note their methodology on the bottom of the statistics) are noting significant factors that make this an ideal time to buy. In our experience this is typical. When the housing market “corrects” it is typically an advantage to first-time home buyers like how it is now.

So if you are looking to buy you may want to consider buying during this housing market correction.

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On March 19, 2009, the Obama Administration unveiled its new website on its Making Home Affordable Program:

http://makinghomeaffordable.gov

As reported in recent Washington Reports, the program has two main components: (1) refinancing of Fannie Mae and Freddie Mac loans for borrowers who are current and have loan-to-value ratios of 80%-105%, and (2) loan modification for borrowers in default or at imminent risk of default who have high debt-to-income ratios and mortgages with balances up to $729,750.

The new website is designed to make information about eligibility, free counselors, and other program details readily available. It also includes links that let borrowers learn whether they have a Fannie Mae or Freddie Mac loan. These programs are key elements to help some people buy a home.

If you would like more information please check out their website or contact us for more information.

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I found it refreshing that in a latest report that construction of new homes jumped 22% in February. Despite the forecasts, housing actually rose to a seasonally adjusted annual rate of 583,000 last month, up 22% from a revised 477,000 in January. This all according to the Commerce Department. It was the first time housing starts increased since June, when they rose 11%:

http://money.cnn.com/2009/03/17/real_estate/housing_starts/index.htm?postversion=2009031709

Of course this is good news for Tampa Bay home buyers as well as for those beyond because it shows that housing is still growing despite the dismal predictions.

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There is so much useful information online to help you in the home buying process. Lately I have noticed two sites:

1. http://cgi.money.cnn.com/tools/mortgagecalc/

This site has a free online calculator which can be used to show an approximation of how much your mortgage payments will be.

2. http://money.cnn.com/magazines/moneymag/money101/lesson8/

This list shows some things you should know when buying a home. Notice #6 Get professional help:

Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process.

 

We agree. Depending on your location/state you are better off with an exclusive buyer agent. In Florida when finding a real estate agent we suggest that you look for a realtor ® because they are required to follow a very strict Code of Ethics and we suggest that you have one working exclusively in your best interest.

If you would like to know more about how you can do this or exactly what to do please contact us and we will help you through this process.

* Please note that this blog does not serve as a binding contract. However we try to help those who read our blog and those looking to buy in the Tampa Bay area who have found our blog while surfing on the Internet.

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There are many festivals this spring in the Tampa Bay area.

Next weekend more than 7,000 spectators are expected to flock into downtown Palm Harbor for TNT Events’ second Springs Arts and Crafts Show.

This will be their second edition of the event. It has taken the place of a series of art another vendor presented in the community’s downtown historic district over the years.

Inverness-based TNT Events will present the arts and crafts show along Florida Avenue between 10 a.m. and 4 p.m. next Saturday and Sunday, March 21 and 22. The street will be closed to vehicle traffic during the event.

http://suncoastpinellas.tbo.com/content/2009/mar/14/pi-art-show-expected-to-attract-thousands/news/

Of course the following week is the Chasco Festival in downtown New Port Richey, Florida:

http://www.chascofiesta.com/Calendar

There are so many things to do in Florida.

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The average rate on a 30-year fixed mortgage slipped to 5.03 percent this week from 5.15 percent last week. A year ago, the 30-year fixed-rate mortgage averaged 6.13 percent:

http://www.freddiemac.com/pmms/release.html?week=11&year=2009&display=release

What does this mean? It is one of the best times to buy. If you have good credit and are looking this is one of the best times to buy in the Tampa Bay, Florida region.